Kathleen Culley
Home Center Smooth Sailing to Home Ownership

Online Reports

To enhance your buying and selling experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process stress-free and rewarding. Please access our free reports today!


HOMEBUYERS: How to Save Thousands When You Buy

“When you analyze those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller’s asking price, some common denominators emerge.” If you’re like most home buyers, you have two primary

How Much Can I Afford?

As you think about applying for a home loan, you need to consider your personal finances. How much you earn versus how much you owe will likely determine how much a lender will allow you to borrow.

Lower Insurance Costs

12 Ways to Lower Your Homeowner's Insurance Cost

Buy a Home With Zero Cash

The Zero Cash Down payment Program offers you a way to buy a home with no down payment. That's right zero down payment.

Who Represents You?

One of the hot topics facing the world of real estate right now is the issue of agency. Some would have you believe that it really doesn't affect you, the buyer, and that nothing much has changed. But they are wrong.

Getting a Mortgage

Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared.

10 Steps to Home Ownership!

Systematic steps to help you buy your home

Home Inspection Report

The majority of purchasers are not overly surprised by the findings of their home inspection. Before getting this far, they have usually had a very close look at the property. And yes, they already know about the peeling paint and old furnace. They may even have noticed the wet basement and taken that into account when making their offer.

Searching for a Home

Some 6 million new and existing homes are sold each year. There's no shortage of housing options, but with so many choices the challenge becomes finding the property which best meets your needs.

Home Buyer Protection

Protect Yourself When Buying A Home!


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